Posted by on Feb 1, 2015 in Automobile Acidents, Injuries | 0 comments

Cars have become the most ordinary means of transportation for Americans, resulting in millions of cars running on US roads and highways every day and millions more still being added to the count every year. But car congestion also leads to one result – an increase in the number of road accidents, injuring more than two million people and taking the lives of more than 30,000 motorists, pedestrians, and bicyclists annually.

Car accidents are often totally preventable occurrences, usually happening because of the irresponsible or negligent acts of some drivers. Thus, because of this failure to exercise the required amount of caution, the US Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) never fails to remind drivers about the seriousness of observing safety traffic rules and the possible consequences of any form of violation of these safety rules.

In view of the possible physical injury and certain property damage during accidents, all US states have made it a mandate that drivers should carry car liability insurance. Though the minimum amount of coverage may differ among states, all agree, nonetheless, that this insurance protection should cover potential risks of financial liability for physical injury and damage to property which a driver may be required to compensate if he/she ends up causing an accident.

In recent years many insurance firms have begun introducing no-fault auto liability insurance, promoting this too more than the traditional insurance coverage. While the latter type of coverage required the decision of the court regarding proof of liability (before the accused driver’s insurance provider pays the victim or claimant), this no-fault auto liability insurance no longer requires court decisions as payment (which ought to cover cost of medical treatment due to the injury, as well as all other accident-related losses) will have to be made by the provider to its own policy holder regardless of whose fault the accident is.

The insurance premium in a no-fault auto liability coverage is usually lower compared to at-fault policies since court proceedings are no longer required. Despite authenticity of claims, however, some insurance providers find ways to disapprove claims applications or award only a minimal amount to the claimant. Indiana personal injury lawyers may be able to render the needed legal assistance that will help claimants have their applications approved or receive the highest amount of benefit stipulated in the policy. Contact a lawyer in your state today to learn further information about starting your claim today.

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